Updated for 2026 Rules

Social Security Benefit Estimator

Calculate your estimated monthly benefit using current SSA formulas. Free, no login required.

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Calculators

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SS BENEFIT Monthly retirement estimate USA

STATE PENSION UK pension forecast UK

CPP / OAS Canada pension estimate CANADA

AGE PENSION Australia pension check AUSTRALIA

Quick Tools

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Spousal Benefits

Disability Benefits

Survivor Benefits

Tax on Benefits

Early Retire Penalty

Medicare Premiums

Browse by Country

United States8 calculators · 12 guides

United Kingdom5 calculators · 8 guides

Canada4 calculators · 6 guides

Australia3 calculators · 5 guides

Official data sources
SSA.gov · GOV.UK · Canada.ca · Services Australia — Independent educational tool, not government affiliated.

How These Calculators Work

1

Enter your details

Age, earnings history, and filing preferences — we never store your data.

2

We calculate using official formulas

Every calculator uses current 2026 rules from official government sources.

3

Get your personalized estimate

See your estimated benefit amount with a detailed breakdown and next steps.

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Common Questions

All FAQs

How accurate are these calculators?

Our calculators use the same formulas and rules published by official government agencies (SSA, DWP, CRA, Services Australia). Results are estimates — your actual benefit may differ based on individual circumstances.

Do you store my personal data?

No. All calculations run in your browser. We never collect, store, or transmit any personal or financial information you enter into our calculators.

How often are calculators updated?

We update all calculators whenever official rules change — typically once a year for COLA adjustments and policy updates. Each calculator shows its last updated date.